Western Union Prepaid MasterCard Review

Western Union Prepaid MasterCard Review

Western Union Prepaid MasterCard Review

Western Union offers a good option if you are looking for a prepaid credit card, and it is clear to see why this card made it on the list of best prepaid cards.

Reading through this Western Union prepaid MasterCard review should help you to determine if this company will meet your financial needs.

Types of Western Union Prepaid Cards

There are actually two types of prepaid credit cards from Western Union: the original Moneywise prepaid MasterCard and the newer Gold Card.

The features of these two cards are the same, the main difference is that the Gold Card Prepaid MasterCard offers incentives and rewards that aren’t available with the original card.

These rewards can qualify you to receive things such as service fee reductions, cash back, and prepaid phone cards.

Advantages of Western Union Prepaid MasterCard

One of the main advantages that you can enjoy is the low fee structure. Some prepaid cards charge monthly fees in addition to the ATM withdrawal fees, but you won’t accrue any monthly costs with this Western Union card. You can anticipate an ATM withdrawal fee of .50 each time you need to access your money from an ATM.

Some people have a complaint about the load limits, because the first load is capped at 0. On an ongoing basis, you can’t load more than 0 within a 24 hour period.

You can make additional deposits to increase the amount on the card, but the balance is limited at a total of ,000 maximum. You might run into problems with these limits if you receive your paycheck in the form of a direct deposit, and the paycheck amount exceeds these limits.

Because of the balance limits, this card is the perfect solution for someone who is planning to carry a low balance on the card.

Many other cards require a high monthly deposit amount in order to waive recurring monthly fees, which is why this card is a good answer for someone who will be using the card for smaller transactions throughout the month.

Features of the Western Union Prepaid MasterCard

Here is an overview of some of the features that you can enjoy with this card:

• Incentives and rewards (only with the Western Union Gold Card)
• Text alerts for account updates
• Online management of your card account
• Complimentary direct deposit
• No monthly fees
• 100% guaranteed approval, with no credit check
• No transaction fees

Another advantage to enjoy is MasterCard’s Zero Liability policy, which protects you in case the card is stolen or lost.

You can rest assured that your money will be protected, so that you don’t have the worry of losing all of your money in case of an emergency situation.

As you look online, you will see that there are many positive reviews of the Western Union Prepaid MasterCard, and it is one of most popular prepaid cards on the market.

This card is a good choice if you are looking for a basic prepaid card and you want to avoid high fees and service charges.


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